:root{--ink:#151e2c;--navy:#23324a;--red:#e53835;--gold:#d59b3d;--cream:#f7f3ec;--paper:#fff;--muted:#616b78;--line:#e4ddd1}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:'DM Sans',Arial,sans-serif}a{color:inherit}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.site-head{background:#fff;border-bottom:1px solid var(--line);position:relative;z-index:10}.site-head .wrap{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{display:block;width:96px;height:58px;object-fit:contain}.nav{display:flex;align-items:center;flex-wrap:wrap;gap:22px;font-size:14px}.nav a{text-decoration:none}.nav .cta{background:var(--ink);color:#fff;padding:12px 17px}
.hero{min-height:650px;position:relative;display:flex;align-items:flex-end;color:#fff;overflow:hidden}.hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,17,28,.94),rgba(10,17,28,.7) 60%,rgba(10,17,28,.28)),linear-gradient(0deg,rgba(10,17,28,.62),transparent 58%)}.hero-inner{position:relative;z-index:1;padding:100px 0 82px;max-width:930px}.eyebrow,.kicker{font-size:12px;letter-spacing:.22em;text-transform:uppercase;font-weight:700}.eyebrow{color:#f5bf67}.kicker{color:#a76512}.hero h1,.title{font-family:'Playfair Display',Georgia,serif;font-weight:500;line-height:1.08}.hero h1{font-size:clamp(43px,6.5vw,78px);margin:18px 0 24px}.hero p{max-width:800px;font-size:18px;line-height:1.75;color:rgba(255,255,255,.87)}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.button{display:inline-block;padding:14px 20px;text-decoration:none;font-size:13px;font-weight:700;letter-spacing:.075em;text-transform:uppercase}.button.primary{background:var(--red);color:#fff}.button.secondary{border:1px solid rgba(255,255,255,.55);color:#fff}.button.dark{background:var(--ink);color:#fff}
main section{padding:78px 0}.title{font-size:clamp(33px,4.2vw,54px);margin:14px 0 24px}.lead,.copy{color:var(--muted);line-height:1.82}.lead{font-size:18px;max-width:850px}.copy{font-size:16px}.copy p{margin:0 0 18px}.warm{background:#ede7dc}.dark{background:var(--ink);color:#fff}.dark .title{color:#fff}.dark .lead,.dark .copy{color:rgba(255,255,255,.76)}
.split{display:grid;grid-template-columns:1.12fr .88fr;gap:64px;align-items:start}.panel{background:#fff;padding:32px;border-top:4px solid var(--red);box-shadow:0 16px 44px rgba(21,30,44,.07)}.panel h2,.panel h3{font-family:'Playfair Display',Georgia,serif;margin-top:0}.ticks{list-style:none;padding:0;margin:0}.ticks li{padding:11px 0;border-bottom:1px solid #eee8df}.ticks li:before{content:'✓';color:var(--red);font-weight:700;margin-right:10px}
.grid-3,.grid-2,.grid-4{display:grid;gap:20px}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.card{background:#fff;border:1px solid var(--line);padding:29px}.card h3{font-family:'Playfair Display',Georgia,serif;font-size:24px;margin:0 0 13px}.card p{color:var(--muted);line-height:1.72;margin:0 0 16px}.card a{font-weight:700;color:#a32324}.card .tag{display:inline-block;color:#a76512;font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;margin-bottom:12px}.dark .card{background:#202b3d;border-color:rgba(255,255,255,.12)}.dark .card p{color:rgba(255,255,255,.72)}.dark .card a{color:#f4be62}
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.step{background:#fff;border-top:3px solid var(--red);padding:24px}.step span{font-size:12px;color:#a76512;font-weight:700}.step h3{font-family:'Playfair Display',Georgia,serif;font-size:21px;margin:9px 0}.step p{margin:0;color:var(--muted);font-size:14px;line-height:1.68}
.evidence{border-left:4px solid var(--gold);background:#fff;padding:26px}.evidence strong{display:block;font-family:'Playfair Display',Georgia,serif;font-size:22px;margin-bottom:8px}.evidence p{margin:0;color:var(--muted);line-height:1.72}.note{font-size:14px;color:var(--muted);line-height:1.7;margin-top:20px}
.faq details{background:#fff;border:1px solid var(--line);padding:19px 22px;margin:0 0 12px}.faq summary{font-weight:700;cursor:pointer}.faq p{color:var(--muted);line-height:1.72;margin:14px 0 0}.related{display:flex;flex-wrap:wrap;gap:11px;margin-top:26px}.related a{background:#fff;border:1px solid #ddd4c5;padding:11px 15px;text-decoration:none;font-weight:600}.dark .related a{background:transparent;border-color:rgba(255,255,255,.25);color:#fff}
.footer{background:#0f1622;color:#fff;padding:44px 0}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:44px}.footer h2,.footer h3{font-family:'Playfair Display',Georgia,serif;margin-top:0}.footer p,.footer a{color:rgba(255,255,255,.74);line-height:1.7}.footer ul{list-style:none;padding:0;margin:0}.footer li{margin:8px 0}
@media(max-width:900px){.split,.footer-grid{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr}.grid-4,.steps{grid-template-columns:repeat(2,minmax(0,1fr))}.hero{min-height:600px}.nav{gap:12px;font-size:12px}.nav .optional{display:none}}
@media(max-width:580px){.wrap{width:min(100% - 28px,1180px)}.brand img{width:80px}.grid-2,.grid-4,.steps{grid-template-columns:1fr}.hero-inner{padding:76px 0 58px}.hero p,.lead{font-size:16px}main section{padding:60px 0}.nav .cta{padding:10px 12px}}